Just imagine how you’d feel if your credit card company hired a man in an oversized turkey costume to your office to sing about your past-due bill. In other countries, things like that actually happen.
Time Magazine reported how professional debt collectors in Spain employ outlandish costumes and public humiliation to get people to pay up.
Fortunately, those tactics aren’t allowed here in the United States. Here, your creditors are prohibited from contacting you at at inconvenient times or places, discuss your debt with anyone other than you or use obscene or profane language.
For a complete guide to what are unacceptable debt collection practices in the U.S. you can visit The Federal Trade Commission’s website at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm.
